Butler Giraudo & Meister
Peoria 309-407-3332
Morton 309-263-1204

How to manage your child support payments

Many ex-partners in Illinois are required to pay child support, even though doing so may interfere with their ability to manage their own living expenses. These payments are to ensure that their kids can receive the same standard of living that is possible if they lived at home with both of their parents. It is important for parents who are responsible for providing financial support to their kids to make their obligations primary. 

The average amount of child support that custodial parents receive each year is $5,150, states GoBankingRates.com. These payments may seem like a lot of money to the parents who pay them. There are things that can happen that can make it hard for them to make full and timely payments. Parents who make room in their budgets for child support can better prepare themselves to make on time payments for the long-term. 

Create a budget 

It is much easier for parents to make child support payments when they know how much money they have coming in and going out. They should document all of their monthly expenses. They should also make a note of any miscellaneous spending habits they have. Once they know how much money they need to spend each month, they should create a budget that enables them to meet all of their necessary financial obligations, including child support. Depending on their income, it may be necessary for them to sacrifice some of their comforts, such as cable, trips to the coffee shop and season sports tickets so they can provide their children with the financial support they require. 

Do not miss payments 

Some parents may find that their child support payments are not easy for them to manage. Even when they provide the bare minimum for themselves, their child support payments may still be too high. According to The Spruce, there are serious consequences for not honoring child support obligations. Parents who cannot make full payments should pay what they can each month and file to have their child support orders modified. 

Parents who experience hardship and other issues when making child support payments should take actions to resolve their situations in a timely manner. Doing so can help them to avoid the harsh consequences that can occur if they fall behind on their payments.

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